From a post-financial crisis perspective, Indian banks are rethinking their strategic models and their competitiveness. Four essential components have to be integrated in their competitive strategy: scale, scope, prudence and knowledge. Each organization must find a proper balance between these various parameters. These factors will impact economic policy in order to secure financial stability. Monetary authorities therefore must develop a framework which will take into account systemic risks, the necessary arbitrage between size and competition, and the means to achieve financial inclusion in a viable manner.