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Reducing Territorial Fractures

Olivier SICHEL Directeur général adjoint, Caisse des Dépôts ; directeur, Banque des Territoires.


This article presents the new strategy of the Banque des Territoires, created in May 2018. Its core strategy is the reinforcement of territorial cohesion. This initiative is focused on clients, who are the actors of the territories, especially local governments, social housing organizations and notaries. The aim is a better answer to their financial needs thanks to a “sans couture” financial offer, from engineering to investment and loans. This new structure takes into account digital and environmental issues, social inclusion and economic attractiveness. The strategy of Banque des Territoires is implemented by regional delegations, close to clients. At last, the projects are analyzed with extra-financial criteria, for a better environmental performance.


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